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Andrea Hermitt

I have been a certified tightwad since I became pregnant with my first child and decided to find a way to stay home with him. I enjoy sharing my experiences in my journey back to financial health and planning for a future -- which will include sending 2 kids to college and early retirement.

Winning the lottery can happen to anyone! True, just be sure to read these lottery facts, lottery myths & eye-opening lottery stories BEFORE buying lottery tickets.

Even if the job market isn't great, there are still unique summer jobs for teens available. Help your teen get creative. Explore these summer job opportunities together.

Do you have old gift cards in your wallet? See what happens to those cards if the retailer goes out of business + Helpful tips before you buy gift cards or use old ones.

To eliminate debt, filing for bankruptcy might seem like the answer. Bankruptcy isn't always a fresh start. It's an easy way out with potential future problems in return. Here are some issues you might face after filing bankruptcy.

How familiar are you with your 401k retirement plan? Do you know what your contribution options are? What happens to your 401k benefits when you leave your job? I'll help you make sense of your 401k plan.

See the current minimum wage rate & what types of jobs are minimum wage jobs. Plus a list of the best minimum wage jobs, jobs that pay more than that, and 4 ways to start making more than the federal minimum wage.

Before relocating for a job, consider these things: What's the cost of living there? Should you relocate now... or maybe wait a little later? What if it doesn't work out?

What's the deal with Forever Stamps? How can they last forever when the USPS postage rate increases all the time? If you have Forever Postage Stamps, you're safe.

Rainbow roses ARE real roses! A rainbow rose is made by inserting dye into the stem of the rose while it's growing. The color gets absorbed by the petals of the flower. They're hard to find.